Loan Officer works directly with clients in the field to promote loans, determine client credit worthiness, complete loan applications, conduct client follow up and manage assigned loan portfolio performance.
· Promote and market VITAS products.
· Manage the application and approval process for assigned area.
· Complete the loan application at the applicant and guarantor’s location.
· Conduct necessary assessment of the business and business owners/homeowners.
· Ensure prompt submission of application documents, and loan disbursement and repayment.
· Provide periodic portfolio information.
· Contact clients and guarantors on loan approval/denial, additional information needed on pending applications, and for loan disbursal meeting.
Knowledge, Skills and Abilities
· Ability to work independently
· Good knowledge and strong knowledge in local community.
· Good knowledge about mathematics
· Able to work in the field