عربي
product - BUSINESS LOAN

BUSINESS LOAN

Offered to owners of micro and small enterprises who are interested in improving their businesses. Business loan can be used for working capital, fixed assets or business facility improvements.

product - HOME IMPROVEMENT LOAN

HOME IMPROVEMENT LOAN

The home improvement loan is offered to home owners with fixed income to carry substantial improvements to the house, such as painting, retiling, or even adding a room to the house.

product - CONSUMER LOAN

CONSUMER LOAN

Offered only to existing loyal customers who have renewed their loan with CHF Iraq for the 4th time and above. The Consumer loans may be used for any personal purposes.

product - SPECIAL NEEDS LOAN

SPECIAL NEEDS LOAN

This loan is intended to provide support to a new customer segment: young people with special needs. The loan will enable them to integrate in the community and generate their own income.

About Us

Since 2003, CHF Vitas Iraq have had the privilege of serving the communities of Iraq by offering financial services for the owners of micro and small businesses enabling them to increase their income.

Vitas in Numbers

  • NUMBER OF IMPROVED BUSINESSES  308,780
  • JOBS CREATED  9,000
  • JOBS SUSTAINED  240,162
  • NUMBER OF IMPROVED HOUSES  19,891
  • WOMEN SERVED  23,085
15 BRANCHES

15

BRANCHES

16 YEAR OF OPERATIONS

16

YEAR OF OPERATIONS

500 EMPLOYEES

500

EMPLOYEES

350000 LOANS DISBURSED

350000

LOANS DISBURSED

34000 ACTIVE CLIENTS

34000

ACTIVE CLIENTS

COMMUNITY EVENTS

Support for displaced families

April 2017

CHF Vitas Iraq distributed more than 2,000 food baskets containing more than 14 basic food items to the displaced families in some IDP camps including Arbat camp in Sulaymaniya, and Al-Jada'a camp in Mosul. These initiatives received wide support and admiration of local communities, governments and media channels who’s representatives attended and covered the distribution events in those areas.

community events - Business Innovation Training Courses

Business Innovation Training Courses

July 2019

In coordination with the Technical Institute and Vocational Training Center in Babylon, CHF Vitas Iraq sponsored a series of "Business Innovation” training courses for fresh university graduates. The courses objective was to equip the attendants with the skills that would enable them to plan, open and manage their own projects and enter the labor market in an effective and successful manner. These courses are part of a series of youth development and skills building courses conducted by CHF Vitas Iraq during 2018 and 2019 in order to and build the capacities of the Iraqi youth.

community events - Annual Ramadan Iftars

Annual Ramadan Iftars

May 2019

For eight consecutive years, CHF Vitas Iraq has been honoring a group of distinguished borrowers during the holy month of Ramadan by inviting them to Iftars across all branches of the institution. Each year, the event takes on a different character. In 2018, we invited and honored the borrowers who received 10 consecutive loans from our institution. In 2019, we invited the winners of our social media Ramadan contest, and had the opportunity to meet them and exchange conversations and success stories. The yearly Ramadan Iftars are a way of celebrating and expressing our appreciation and gratitude to our borrowers, through the success of whom we feel the pride of achieving our goal of serving the Iraqi society and improving its overall economic situation.

community events - Honoring mothers borrowers on Mother's Day

Honoring mothers borrowers on Mother's Day

March 2019

Mother is the symbol of unconditional love, and in an attempt to praise her, and emphasize the importance of working women as family supporters, CHF Vitas Iraq started a tradition of celebrating and honoring our female borrowers on Mother’s day on a yearly basis. The events vary from year to year, from by inviting them to festive ceremonies at our branches, to paying them surprise visits at their project locations with symbolic gifts and certificates of appreciation. The honored borrowers are diverse; widowed female clients, who despite the loss of their breadwinner, succeeded in supporting their families due to their strength and determination, women with special needs who face challenges in securing the basic necessities of life, and owners of very low income projects. In the year 20015, we presented them with handmade gifts, made by the students of Al-Huda Institute for the Deaf and Mute in Baghdad. The joy of the mother borrowers during the events was heartwarming, as our teams were greeted with joy and words of gratitude in the presence of their children in a pleasant atmosphere.

community events - CHF Vitas Iraq equips public schools with desks and whiteboards

CHF Vitas Iraq equips public schools with desks and whiteboards

February 2019

Under the slogan "Together to support the educational journey", CHF Vitas Iraq had the honor to contribute to the support of the educational sector in Iraq, by equipping public schools in poor condition, lacking basic necessities such as furniture and boards. For this campaign, 5,000 desks were exclusively produced in local Iraqi factories, and distributed to approximately 250 schools during the years 2017, 2018 and 2019 across the majority of governorates. The schools were selected based on the pre-assessment of their actual needs, carried out by our field teams. Moreover, a large number of locally produced whiteboards were also distributed, to cover a fraction of the actual devastating shortage in all public schools in Iraq, especially in the remote, rural areas.

" CHF Vitas Iraq is one of the most respectful companies, thank you for your amazing support. "
ABBAS HAIDAR, CARPENTRY SHOP OWNER, BAGHDAD

Check if you're eligible for a loan

The final eligibility decision is subject to a field assessment and evaluation of your business and situation by the CHF Vitas Iraq team.

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