عربي
product - BUSINESS LOAN

BUSINESS LOAN

Offered to owners of micro and small enterprises who are interested in improving their businesses. Business loan can be used for working capital, fixed assets or business facility improvements.

product - HOME IMPROVEMENT LOAN

HOME IMPROVEMENT LOAN

The home improvement loan is offered to home owners with fixed income to carry substantial improvements to the house, such as painting, retiling, or even adding a room to the house.

product - CONSUMER LOAN

CONSUMER LOAN

Offered only to existing loyal customers who have renewed their loan with CHF Iraq for the 4th time and above. The Consumer loans may be used for any personal purposes.

product - SPECIAL NEEDS LOAN

SPECIAL NEEDS LOAN

This loan is intended to provide support to a new customer segment: young people with special needs. The loan will enable them to integrate in the community and generate their own income.

About Us

Since 2003, CHF Vitas Iraq have had the privilege of serving the communities of Iraq by offering financial services for the owners of micro and small businesses enabling them to increase their income.

Vitas in Numbers

  • NUMBER OF ACTIVE LOANS  32,465
  • NUMBER OF JOBS CREATED  19,402
  • NUMBERS OF JOBS SUSTAINED  441,359
  • NUMBER OF IMPROVED HOUSES  32,421
  • WOMEN SERVED  73,161
15 BRANCHES

15

BRANCHES

16 YEARS OF OPERATIONS

16

YEARS OF OPERATIONS

500 EMPLOYEES

500

EMPLOYEES

350000 LOANS DISBURSED

350000

LOANS DISBURSED

34000 ACTIVE CLIENTS

34000

ACTIVE CLIENTS

COMMUNITY EVENTS

Food basket donations in Sulaimaniyah

June 2020

As Iraq is going through an economic and health crisis, CHF Vitas Iraq aims to offer support and advancement to the underserved low-income segments of the Iraqi society, by improving their life conditions and providing access to basic necessities including food. To support this cause, CHF Vitas Iraq carried out a humanitarian initiative by distributing 200 food baskets in Sulaymaniyah in coordination with the provincial government. This activity comes as part of CHF Vitas Iraq’s major response campaign against the virus, which features streets’ sterilization activities in several Iraqi cities, as well as equipping hospitals and emergency response units with the required medical essentials.

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community events - Disinfecting the Cities of Iraq

Disinfecting the Cities of Iraq

May 2020

Within the framework of supporting the state’s efforts to limit the spread of coronavirus pandemic, CHF Vitas Iraq launched its major initiative to sterilize residential and commercial areas in all governorates of Iraq after prior coordination with the General Directorate of Civil Defense and the Crisis Cell in each governorate. Our organization has provided them with sterilization materials previously approved by specialists, specifically the CBRN team of the Civil Defense that specializes in epidemics. The campaign included the capital Baghdad, with its Al Karkh and Al Rusafa neighborhoods, Al Najaf governorate specifically the Old City, and the Holy city of Karbala including the Hindiya and Al-Hurr districts. Despite the risk, our team fearlessly entered areas with existing Coronavirus records and completed the mission during late-night hours, placing their national and humanitarian duty first.

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community events - An Awareness Campaign on COVID-19

An Awareness Campaign on COVID-19

March 2020

As a part of the campaign launched by the CHF Vitas Iraq to help in the spread of Coronavirus, the foundation initiated a plan to educate the community and guide them by spreading awareness on the measures that decrease the risk of getting infected with the virus. In direct coordination with the Iraqi National Response Team on Intervention during the spread of pandemics and the Iraqi Civil Defense team, the awareness campaign included the printing and distribution of 360 large banners that describe the correct methods of prevention of corona contagion in a clear and simple manner. The banners were installed in key locations across all provinces of Iraq.

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community events - Together Against Corona

Together Against Corona

March 2020

The corona crisis hit Iraq hard, imposing lockdown in major cities and exerting pressure on the healthcare sector all over the country. As medical facilities and municipal services are essential to sustain overall continuity, Vitas Iraq set a new objective to support these organizations with a series of humanitarian initiatives. The first event was carried out in Hilla, Babylon province, where a team of Vitas Iraq staff set off to distribute healthcare kits including 20000 facial masks, 12000 medical gloves, 64 medical costumes, 100 liters of alcohol, 25 liters of medical disinfectants, and 16 laser thermometers to several hospital ECU units. A part of the facial masks was also given out to local security forces divisions, who are working hard to enforce order in these critical times. In recognition of this initiative, Vitas Iraq team was invited to participate in the Babylon Crisis Unit conference that was held in the Hilla main municipal hall, where measures aiming to contain the spread of the new Corona virus were examined and established. The unit consisting of the Governor of Babylon, the Chief of Babylon Police, the Director of Babel Health Sector and many other key local figures set our organization as an example for its active social role within the government and society in the face of crises.

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community events - Business Innovation Training Courses

Business Innovation Training Courses

July 2019

In coordination with the Technical Institute and Vocational Training Center in Babylon, CHF Vitas Iraq sponsored a series of "Business Innovation” training courses for fresh university graduates. The courses objective was to equip the attendants with the skills that would enable them to plan, open and manage their own projects and enter the labor market in an effective and successful manner. These courses are part of a series of youth development and skills building courses conducted by CHF Vitas Iraq during 2018 and 2019 in order to and build the capacities of the Iraqi youth.

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" I wish continuous progress for CHF Vitas Iraq and its outstanding staff for what it offers to the people of the province. "
WISSAM MALEK HAMIDI, FURNITURE SHOP OWNER, AL NAJAF
" Dealing with CHF Vitas Iraq made me feel honored and supported. I am proud to be a loyal customer! "
DERIN MOHAMAD SALEH, BEAUTY SALON, SULEIMANIYA
" Thanks to CHF Vitas Iraq I was able to develop and grow my business. My family's quality of life improved significantly! "
WISSAM SALEEM SULTAN, CAR REPAIR SHOP OWNER, AL DIWANIYA

Check if you're eligible for a loan

The final eligibility decision is subject to a field assessment and evaluation of your business and situation by the CHF Vitas Iraq team.

  • BUSINESS LOAN
  • HOME IMPROVEMENT LOAN
  • SPECIAL NEEDS LOAN
  • Baghdad
  • Basra
  • Diwaniya
  • Hashimiya
  • Hilla
  • Hindiya
  • Kadhumiya
  • Karbala
  • Kut
  • Mansour
  • Mudaina
  • Najaf
  • Nasiriya
  • Sulaimaniya
  • Wehda
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